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Life Insurance

Fully insured VOYA Financial Life Insurance Plan

Basic Life Insurance: The State of South Dakota provides each benefitted employee $25,000 of Basic Life Insurance coverage. This coverage is not portable when leaving employment with the State.

Supplemental Life Coverage: The Employee may choose Supplemental Life Coverage equal to one, two, three, four, or five times annual earnings (rounded to the next highest multiple of $1,000, but in no event shall the amount of coverage exceed $400,0000.) This coverage is portable meaning members can continue the policy on their own when they end employment with the state.

To enroll for coverage under this Plan:

Dependent Life Coverage: Employees who are covered under Supplemental Life Coverage may elect $10,000 Dependent Life Coverage.

To enroll for coverage under this Plan: You must be enrolled in Supplemental Life Coverage-see above on how to enroll.

Accidental Death and Dismemberment (AD&D) Coverage: Employees who are covered under Supplemental Life Coverage may elect AD&D Coverage.

To enroll for coverage under this Plan:

Important information:

If you have questions, please call Risty Benefits at 866.237.9411.

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